The Refractor card comes from a framed set that was available from BAP. Offer cards were inserted in packs (not sure if in every pack or randomly inserted), and you could send in the card with your money (heard $374.99 as a possible price) to receive a framed set of Link 2 History cards. These cards were different from the normal version in two ways.
1) The bottom left corner on the regular cards (underneath the word PINNACLE) has a different color depending on the team the player played for (eg. Flames = red, Penguins = yellow, Ducks = teal, etc.). On the Refractor cards that area is black for all of the cards.
2) The foil used for the Pinnacle Logo, the Rookie Logo, around the words "Link 2 History", and around the word "PINNACLE" is ridged on the normal version of the card. The framed set version is smooth and similar to a gold refractor type of finish.